Debt Reduction, Some Money Tips to Simply your Life and Stop Worrying
Filed under: Debt Control — Jean @ 5:07 pm
One of the biggest benefits, and curiously under-touted aspects of simplifying your life, is that it can help you save money. And who doesn’t want to breathe easier? These things-money, stress and organization-are intricately connected to one another. When we get one into control, the others will follow. Here are some tips for getting control of your finances, save money and lower your overall stress levels.
15 minutes every day on your finances
It can be easy to forget, avoid or simply overlook several small tasks. These things eventually gather dust, take up space and pile up to the point that they become overwhelming, scary and bad for our finances. Here is a simple habit to fall into that can help protect you from the horrible sight of stacks of unpaid bills and stray papers overflowing on your kitchen table or desk. Spend fifteen minutes each day cleaning your desk, kitchen table, or wherever it is that you keep your important financial papers. Go over bills, throw out old mail, sharpen your pencils, and put things in order. If you are not the kind to keep extensive tabs on your papers, make it easy for yourself. Dedicate one desk drawer to your bills and other financial papers. Go through your drawer each day and make sure that there is nothing in there that will surprise or scare you one day. Simply dedicating fifteen minutes each day is an easy way to simplify your life, stay organized and save money on unpaid bills, fines or other surprise costs.
Make your own easy household products
Here is an easy way to save money and keep things simple. Why spend five bucks on a bottle of multipurpose cleaner when you can spend pennies on your own homemade household product. Replace your expensive Windex cleaner with your own concoction of ammonia, vinegar, water and rubbing alcohol. If you want it to look blue, add a few drops of blue food dye. You can make a full bottle for about 35 cents. This is an easy way to make an effective, safe and very inexpensive household cleaner.
Household essentials – save money by buying in bulk
Not having household essentials on hand can be stressful and frustrating. Ever reached for tissue and find that you are out? Or what about needing a napkin and finding none in stock? Many times when we are hurried and harried and shopping for a household essential, we tend to overpay. Save yourself the stress by shopping in bulk for household essentials. If tissues are on sale, grab a few boxes. There are many non-perishable household essentials that are easy to buy in bulk, including toilet paper, toothpaste, tissues, napkins, canned food and others.
Buy an oversized calendar and put it somewhere easily visible. Make a note of when you have to make payments. Even simpler, automate your payments online if possible. If you can’t automate your payments but you check your e-mail often, signing up for email updates is an easy way to keep track of your accounts.
More Information on Eliminating Debt